Our Staff

Apple Scott

Scott Albertson

With more years finance industry experience than he would like to admit, Scott started growing the Apple family in 2006. Scott combines his wealth of knowledge and experience from a wide range of roles within the industry with his passion for helping clients succeed with their financial goals.

Out of the office, Scott is a passionate supporter of the Sydney Swans and Wallabies, and enjoys adding to his red wine collection.

Apple Ardele

Ardele Hammond

Ardele joined Apple Loans in 2009, after successfully bribing Scott with hundreds of tickets to see the Sydney Swans in her previous life working with a lender. With 20 years experience in banking and finance, Ardele has built knowledge across a wide range of borrowing types and options and enjoys being able to assist clients with their unique and personal situations.

Ardele takes a keen armchair interest in most sports, particular the All Blacks and all things Mark Webber, and in her spare time she enjoys cycling, photography and travel.

Apple Gilbert square

Gilbert Albertson

With hundreds of childhood hours listening to loan scenarios on speakerphone, Gilbert wonders if he is one of the youngest to ever understand the difference between a full-doc and low-doc loan. Gilbert has since built on his early knowledge with a Bachelor of Business and Diploma in Finance and Mortgage Broking Management. He enjoys helping first home buyers and first time investors kick-start their property journeys.

In his spare time Gilbert coaches football and enjoys backpacking in Europe.


Bill Scantlebury

Bill has been working in the banking and finance industry for over thirty years, with the last decade spent as a home loan specialist. He prides himself on “going the extra mile” and takes much satisfaction in helping borrowers achieve their financial goals.

In his spare time, Bill is a boating enthusiast, spending as much time on the water as possible, and is an avid follower of both Rugby codes.

“I would recommend Scott highly. Very up front and honest and I would have no problem recommending Scott to anyone. He really knows what he is doing and explains everything in modest terms.”
Rhonda Green